1.
Kanwal Iqbal Khan, Faisal Qadeer, Albert John, Muhammad Sheeraz. Existence and Prevalence of Debt Specialization Strategy across Organizations: A Pakistani Perspective. JESPK. 2016;10(3):461-485. Accessed November 7, 2026. https://jes.ac.pk/index.php/jes/article/view/354