Setiawan D, Junaidi, Marzal J, Zulfanetti, Fitri LE. Integrating Religiosity with Technology Acceptance Model (TAM) and Technology Organization Environment (TOE) Frameworks: A Study on ICT Adoption in Micro and Small Enterprises. JESPK. 2024;18(3):651-675. doi:10.64534/Commer.2024.033