SETIAWAN, Dedy; JUNAIDI; MARZAL, Jefri; ZULFANETTI; FITRI, Lucky Enggrani. Integrating Religiosity with Technology Acceptance Model (TAM) and Technology Organization Environment (TOE) Frameworks: A Study on ICT Adoption in Micro and Small Enterprises. Pakistan Journal of Commerce and Social Sciences, [S. l.], v. 18, n. 3, p. 651–675, 2024. DOI: 10.64534/Commer.2024.033. Disponível em: https://jes.ac.pk/index.php/jes/article/view/33. Acesso em: 22 jul. 2026.