ABDUL AZIZ KHAN NIAZI; KARAMAT AZIM; KHALIL AHMED. Banks Performance Enhancement: A Framework for Valid Documentation of Credits. Pakistan Journal of Commerce and Social Sciences, [S. l.], v. 6, n. 1, p. 147–157, 2012. Disponível em: https://jes.ac.pk/index.php/jes/article/view/594. Acesso em: 6 nov. 2026.