Arfan Shahzad, Chin, Hon Keong, Mohsin Altaf, and Farooq Anwar. 2020. “Malaysian SMEs Performance and the Use of E-Commerce: A Multi-Group Analysis of Click-And-Mortar and Pure-Play E-Retailers”. Pakistan Journal of Commerce and Social Sciences 14 (1): 01-33. https://jes.ac.pk/index.php/jes/article/view/179.