“Effects of Urbanization, Industrialization, Economic Growth, Energy Consumption, Financial Development on Carbon Emissions: An Extended STIRPAT Model for Heterogeneous Income Groups” (2020) Pakistan Journal of Commerce and Social Sciences (ISSN 1997-8553), 14(3), pp. 652–681. Available at: https://jes.ac.pk/index.php/jes/article/view/165 (Accessed: 16 October 2025).