Mohd Nasir bin Mohd Yatim, “MUNIF: A Brand Name in Innovation of Shari’ah Compliant Note Issuance for Islamic Capital Market”, JESPK, vol. 4, no. 1, pp. 111–119, Mar. 2010, Accessed: Aug. 15, 2026. [Online]. Available: https://jes.ac.pk/index.php/jes/article/view/641